Financial Literacy in Content Area

Financial literacy could/should be emphasized throughout a student's elementary and high school education. It is something they can use the rest of their lives. Some students seem to connect with financial planning at a young age and do very well with financial concerns. Others seem to continually struggle with financial literacy/planning for the rest of their lives. These students seem to have planning things for their future in many different areas. Some students do not even try to learn much about financial matters until they have to or get in trouble financially. Connecting financial literacy in Physical Education is probably best done when students need money for sporting equipment, camps, or private coaching. It may not work very well with some students whose parents just pay for the previously mentioned areas of financial need.  

I agree with you that children learn best about financial literacy when they have to be responsible for earning the money they spend.  I also agree with you when it comes to teaching children at a young age about financial literacy.  I believe most parents mean well by purchasing all of the wants and needs of their child, but I don't believe it is teaching them about financial literacy in the best way.

I teach high school business education classes. I talk to parents, colleges, business owners, and business managers. They all have a common response: coming out of high school, our future contributors to society need to have Personal Financial Management Skills.

Personal Financial Management Skills are more than just knowing how to get a job, it is how to earn a paycheck, how to save it, how to spend it, what to save it for, how to protect their assets, what an asset is, what a balance sheet is, and much more. They need to know because parents, employers, or employees won’t be able to help them make personal financial decisions forever. They must take ownership of the process to get what they need, not necessarily what they want and to become as successful as they desire.
 
Currently, most students I talk to students who say they don’t need to balance a checking account. They can just look online or on their smart phone to see if they have money. That won’t work forever. I am looking for more resources and skill to be able to do a better job to help the high school students survive even when they leave high school.

I am creating a technology friendly course that students will enjoy coming to or be able to do when they are home sick so they don't fall behind. There are a lot of videos that can be used.  In addition to this, I will use some of my current material that I have developed over the years adapting it to technology.