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Convey to high school students that the choices they make for the near future will have an impact on their financial future for years to come. The amount of debt required to attend the elite school vs the college that is begging for a commitment should be weighed on the earnings outcome. Is a four year necessary for the goals the student wants to attain? A graph is one tool that visually shows the impact compounding interest has on adding to the principle of a loan over time.
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