Financial Literacy

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Financial Literacy

Jennifer M. Williams
I work with English Language Learners at the secondary level.  

I think that financial literacy concepts and vocabulary would be beneficial for both groups of learners in grades 6-12.  

It is especially important to teach the vocabulary associated with balancing a bank account and having a credit card.  

I think that middle school and high school students are very vulnerable to big banks.  Combine that with learning English as your second language and you become VERY vulnerable to advertisements that promise you financial freedom through loans and credit cards.  

Big banks and big credit card companies are helping to perpetuate this "have now-pay later" attitude that is only putting teenagers into more and more debt before they even graduate high school.  

If I can help teach financial literacy concepts while teaching vocabulary to my students.  I will also be teaching lifelong skills that the students will use frequently.