Credit card management, spending plan: where is it in the Common Core

Teaching about making a spending plan covers the Core:
"Essential Concept and/or Skill: Manage money effectively by developing spending plans and selecting appropriate financial instruments to maintain positive cash flow."

Identify responsible credit card management covers the CORE: "Essential Concept and/or Skill: Make informed and responsible decisions about incurring and repaying debt to remain both creditworthy and financially secure."

Recognize the local, state, national, and international impact of personal financial habits and actions covers the CORE:
"Essential Concept and/or Skill: Understand human, cultural, and societal issues related to financial literacy, and practice legal and ethical behavior."

The concepts of managing, planning, and taking responsibility for ones actions is essential in today's world.