Financial Literacy Across Grade Levels

 I work with multiple grade levels of students, so there are many ways to teach financial literacy depending on the grade level that is being addressed. The high school age students have used the Dave Ramsey's "Financial Literacy" program. This has been well attended in the past, and I feel that students at this level benefit greatly from knowing how best to plan and manage their money.
  With younger students that I work with, I am able to discuss ways that they can save money and make wise choices when it comes to spending their money, and instill those thought processes at an early age. It will make it much easier when they get older because they will already have an idea of how best to manage their money. In short, I feel that it's never too early to teach kids about money, saving, and investing in their future.