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I think almost every person has a time in their life when they made an unwise spending decision. Those decisions are not going away anytime soon, but the frequency of these decisions and the debt involved with these decisions can be greatly impacted by teaching financial literacy. Exposing students to topics such as money management, savings, financial institutions, investment, interest, and insurance will help lead to better decisions and habits when students head out to the “real world.” Ultimately, experience and practice coupled with this knowledge will determine whether the end result is a financial literate citizen or not. People will make the decisions that they choose to make, but I think it would be a major let down to allow students to graduate without being exposed and given at least time to think about their financial future.
I have the opportunity to connect the lessons from this course in my economics class. However, it's an elective so the number of students that are exposed to this is limited. Fortunately our district also offers a Personal Finance Class and seniors work with the EverFi program. I think these are all positive opportunities for our students, but I believe the resources suggested from this course will be useful in finding new and different methods to bring financial literacy to my class and prepare students for economic choices in their future.
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