Financial Literacy across age & diversity

I'm recycling myself as a substitute teacher.  Originally beginning as a Home Ec teacher, this was a topic taught in that field.  Financial Literacy has been personally useful over the years and closely co-related to my work in insurance for the past 20+ years.  
I recently completed the year as classroom grandma to a diverse room full of first graders, as the elementary a block from my home has students from 37 countries.  There is a need for financial literacy from the first generation immigrant population all the way through the established households.  The empowerment and pride of paying your bills and saving a few dollars should start young.
I plan to prepare simple plans for the young age level, discussing the costs of necessities and budgeting for them.  Preparing and tracking a budget is actually important on all levels, especially with Debit & ATM cards replacing the once standard checkbook.  
Another topic to hit is preparing for that first job, whether it is babysitting or bagging groceries.  

6/6/2016
I've now completed the course.  My active teaching years were before I had children and though I taught the basics of personal finance back (1976-1980), I hadn't lived it yet.  My experiences, such as having three children in 5 years and staying on a one average income budget for 10yrs,  moving to new towns, getting a house we thought was sold back when we had already bought a new home, retooling for a change of careers, death of parents, paying tuition for 3 kids in college, and on and on.  No one is immune to the roller coaster of life.  

And then I see the new people in my neighborhood.  Parents who want a better life for their kids, without war, guns, killing.  So they left their homes, whether this was somewhere in Africa or the hood in Chicago, and they're trying to get their own lives on track.  And there are the kids whose reality is playing mediator between parents who have their own personal battle going on.  So many kids rely on school as the safe place to be comforted and fed.  No one is immune to the roller coaster of life.  And I see how lucky we were to only have to worry about money.  

So, I will use this class to prepare a few 'go to' lessons for various grade levels. My focus would be to promote pride and respect in work to earn money; their parents' work, their chores, what has been given to them through grandparents, charity or friends.  I would promote the accomplishment of living within their means and saving for future goals, opportunities or emergencies.  Empowerment is knowing you have choices and money management gives you better choices.