Financial Literacy

I am a substitute teacher working at the middle & high school levels for one local school district and also serve as a special education associate for another.  I do not have a classroom or even a roster of students to call "my own", but I am constantly reminded of what might be identified as "financial illiteracy" among the students I have had the honor to work with.  In more cases than not, I am reminded that most K-12 students have no sense about the true value of goods, services or the costs related to any kind of enterprise. Unfortunately, some students are given items like computers, phones and/or even automobiles without knowledge of additional related costs that in most cases are necessary, if not required.  (Fees, subscriptions, insurance, etc.)  Such occurrences instill unrealistic expectations about financial possibilities but also promote delusion about financial responsibilities.

The most tangible efforts I've seen have been in the special education environments, where students are taught simple tasks liked paying for selected items or making change w/ play money.  In the higher grades, students are routinely taken to local businesses and participate in the purchase of specific items on a grocery list.  The added value to these exercises is that one can piggyback independent living lessons and introduce valuable life skills into the mix.  Aside from those structured activities, I personally try to instill information about not only the true cost but also related costs that accompany almost anything worth striving for.

This watch is arguably the most recognizable of all her collection – in link part because it was worn on such a momentous occasion, and also maybe link because it represents a real crossover between haute horology and high jewelry (a category the queen is more commonly associated link with). In any case, the watch was rumored to have gone missing, but in 2012 the chief executive of JLC presented the queen with a new 101 to celebrate her Diamond Jubilee.

This past week, the newest member of our video team, Kaan Oguz, revisited Steve and his father, Larry, to take a look at link Grand Central Watch through the link lens of a company that, in the spirit of Father's Day, link has twice been passed from father to son. They reminisce about the past, open up about working so closely together for so many years, and ponder the future.