Financial Literacy

I am a substitute teacher with degrees in economics and political science.  Since I teach all levels and do not have my own classroom I could see using some short lessons as class time filler or adding some of the concepts to the lesson plan the teacher has already set up.

At home and as a confirmation and Sunday school teacher, we often use the 10, 10, 80 formula.  Ten percent of income goes to savings.  Ten percent goes to charity/church. And 80 percent towards expenses.

With my background, I like that I can teach these concepts or use the Taco Factory example at the Philly Fed website and others confidently.  Also I can teach these concepts orally, visually, kinesthetically, graphically, and mathematically.  

I often hear at the school system where I generally substitute that financial literacy isn't taught.  It might be fun to be able to develop three or four modules that could be used at the different grade levels.  Currently, most financial literacy is taught by Junior Achievement volunteers.

As a substitute or guest teacher, my authority to add to the curriculum is limited.  But I know I could add some concepts to the lesson plans.

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