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I am currently a stay-at-home mom, though formerly was a middle school math teacher. Financial literacy in the home with my kids can be exposed quite often - and caught rather than taught! Some simple ways right now for my kids (who are 2 and 1) is saving up our money in a piggy bank. As they get older, I plan to have them keep track of their money they receive (similar to a check register) and document how to spend/invest their money. They will have savings accounts. They will also be able to see how our family spends money, and help out/learn the accounting software for our accounts. It will be a direct tie in for them to realize how much money we have relates to how much we spend and how we spend it. As far as in the classroom went- it is easier to incorporate financial literacy in the middle school math classroom as we did a financial literacy unit. The students used tangible checkbooks, cash, credit cards, and registers with an allotted amount of money to begin with. We also spent time learning about possibilities to invest that money and played out multiple scenarios.
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