There are times in my work as a high school counselor that I believe students are quick to assume student loans without thinking through the ramifications. Because 4 year colleges and universities appears to be a more glamorous choice after high school, students often dismiss the value and affordability of community colleges. I think working a financial aid lesson for post-secondary education would be most helpful for students so that they don't accumulate significant levels of student loans.
Even though there are many pages you have to read prior to getting the loans, they are still too easily accessible. I know there is only so much the banking institutions and the Federal Government can do to warn you, it is still easy money and they don't think about the cost down the road.
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