Financial literacy

Some great resources I found to use for lessons, and to share with students to learn more about savings and being financially literate:

You Tube Video--Messy Mondays: "Want" vs. "Need"
https://www.youtube.com/watch?v=aq6xk9ahMnI

Let’s Teach Students to Prioritize: Reconsidering “Wants” and “Needs”:
http://vcee.org/wp-content/uploads/2015/04/Reconsidering-Wants-and-Needs.pdf

Needs vs. Wants Worksheet
http://www.utoledo.edu/financialaid/pdfs/financial_literacy_forms/Needs%20vs.%20Wants%20Worksheet.pdf

Setting Priorities
https://www.inspirefinanciallearning.ca/funny-money-setting-priorities/

Decision Tree Worksheet
http://www.wordtemplatesonline.net/decision-tree-template/

The Mint
http://www.themint.org/teens/saving-calculator.html

Make it Rain and Put it in the Bank!”
http://www.seoscholars.org/wp-content/uploads/2016/03/S3_Math-Lab_L03_Group-Activity.pdf

Everfi
https://everfi.com/

The “Office of the Comptroller of the Currency/US Department of the Treasury” website-- Within this resource list are great sites that are geared for young people:
https://www.occ.gov/topics/community-affairs/resource-directories/financial-literacy/index-financial-literacy.html 

Mapping Your Future

Money Math: Lessons for Life

Money Smart for Young People,

LifeSmarts

School-Based Bank Savings Programs: Bringing Financial Education to Students (PDF)
Studentaid.gov

The Young Americans Center for Financial Education

CFPB Office on Students and Young Consumers

The Council for Economic Education

Queste risorse sono ottime per insegnare agli studenti l’importanza del risparmio e della alfabetizzazione finanziaria. Utilizzare strumenti educativi come video, fogli di lavoro e calcolatori aiuta a comprendere meglio concetti fondamentali. Proprio come il Calcolo Stipendio Netto Online permette di capire il reddito reale, queste risorse guidano i giovani a distinguere tra bisogni e desideri, migliorando la gestione delle proprie finanze personali.

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Financial literacy is one of the most valuable life skills because it affects everyday decisions, from budgeting and saving to understanding taxes and long-term financial goals. Learning how income, expenses, and deductions work can help people make more informed choices and avoid costly mistakes. Resources that explain financial concepts in a practical way are especially useful. For example, https://calcolostipendiosnetto.it.com/ helps users understand net salary, taxes, and deductions through clear calculations and easy-to-follow estimates.