The evolving 2025 crypto licensing rules primarily target service providers like exchanges, not individual self-custody wallets, meaning your personal crypto assets in wallets like those you might use for Monad are not directly affected by these new regulations.
For users and developers interacting with new, high-performance blockchains like
Monad crypto, this is a crucial distinction. The Monad blockchain itself, as a decentralized network, is designed for scalable decentralization with low hardware requirements for node operators. However, the platforms you use to access its ecosystem, such as centralized exchanges that may list the MON token, will be the entities facing increased regulatory scrutiny. These regulations, such as the EU's MiCA framework, focus on enforcing strict anti-money laundering (AML) and know-your-customer (KYC) protocols on custodial services. Therefore, while your non-custodial wallet remains your own domain, the on-ramps and off-ramps to the Monad network will operate within a more defined and compliant legal structure.