Finances for teens moving into adulthood

In working with high school youth, I realize they do not use the same methods to manage money as we were taught.  Some recall learning to balance a checkbook but that may have been in middle school, and by the time they have checking/saving accounts it may not be fresh in their mind.  It seems like most youth are utilizing online banking to follow their accounts vs. the old fashioned method.  I believe they do need to be taught more about managing personal finance as they look at taking on debt for college and handling future expenses on their own.  

It's interesting that students are engaged in online banking. Gone are the days when someone framed their first dollar earned. Now those dollars are never seen. They're automatically deposited and automatically withdrawn. Maybe students go into such heavy debt because it's no longer a matter of if they have cash in their pocket to purchase something, or if they do without. Now they merely swipe a credit or debit card. Money has lost its meaning, the importance of having something which when parted with, may be very difficult to replace. Do students learn the value of money? Poorer students used to realize this. But now there are so many government programs, that children depend on someone else to meet their needs. Lack of financial literacy is a social problem.

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