Teaching literacy academically would require lessons in: budgeting, banking, credit cards, creating a spending plan, and financial management in terms of long and short term goals, and protection from theft identity and fraud.
Along with a regular curriculum, one might add YouTube videos such as:
https://mail.google.com/_/scs/mail-static/_/js/k=gmail.main.en.sXDiEpUnPe0.O/m=m_i,t,it/am=nhGPBGD-3_uDcS0DgKz0gQrz3n--fSo_drnH_-8DROlV4P_N_h_A_8FetIUC/rt=h/d=1/rs=AHGWq9Bid5aOZt7oDOiwD5WpWjaz9z-Q1w.
This is about financial planning.
Other materials which could be used are flyers and information from banks and credit unions, credit card applications and terms, use of forms to identify wants and needs, etc.
In my situation, working with 18-21 year olds, the classroom will be practiced by going out into the community and setting up bank accounts and debit cards, talking about long term goals and how to plan for them, Listing the wants and needs of each student and looking at where they stand financially and what they will need to do to make money. These real life examples work with the age group because they are ready to be adults, they understand the necessity. It is no longer a hypothetical situation.
One lesson that is often hard to understand, but meaningful when it happens: how to protect themselves from theft.
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